Is It Imperative To Have Critical Illness Cover?

L & 39; critical illness insurance has become & 39; one of the fastest growing forms of insurance available & 39; aujourd hui & 39;. According tiscali.money, & 39; critical illness insurance can have more than 1 million policies sold in the UK in the & 39; 2002. This type of insurance & 39; was conceived as medical improvements enabled people to survive serious illness & 39; that could not be properly addressed long ago.
Most people play with the fact that they & 39; can not fall into the & 39; risk of a serious illness. This remains a bitter truth that reveals a & 39; that someone is more likely to become seriously ill than to die before & 39; age 65. But statistics do not confirm this fact. 1 in 17 women may suffer d & 39; a heart attack before & 39; achieve & 39; age 65. Similarly, 1 in 7 women may contract cancer. Also, 1 in 27 women can be diagnosed with a stroke and 1 in 5 women more likely to suffer from & 39; any of these critical illnesses.
Moreover, men have a higher risk of contracting a serious illness such as heart attack. This is because most men have started to work longer hours, thus leading to a stressful environment and lifestyle. Here are some figures for the disease among men. 1 of every 11 men may contract cancer & 39; before age 65. Similarly, 1 in 7 men are more likely to suffer a heart attack. In addition, 1 in 27 men can be diagnosed with a stroke, and 1 in 4 men could have been any of these diseases.
Critical health insurance may pay you a lump sum of & 39; tax free when you are & 39; suffering a serious illness met by your insurance policy definitions. To lump sums to be obtained without problems, you should read your critical illness policy documents & 39; with great attention to know exactly the number of diseases covered before signing the agreement & 39;. Let& 39;s have a look at some recent statistics. According tiscali.money, 80 percent of men and women aged 40 to 45 can survive a serious illness such as heart attack. Of these approximately 50 percent may still be alive later.
Additionally ten years, about two-fifths of patients suffering & 39; a serious illness such as cancer can be aged from 35 to 54. The encouraging fact is that each of them can & 39; survive three years after diagnosis or treatment. Also, nearly 350000 people may have been disabled at any time & 39; because of a stroke. Nearly 70 percent of victims who have suffered serious illness that can survive with the disease during a year.
Critical insurance can protect you and your family in a variety of ways. If you happen to contract a serious illness such as heart attack at & 39; future, & 39; critical illness insurance can assign a fixed amount of free & 39; tax. This money can be used to pay your mortgage, & 39; alleviate the financial pressures caused by the loss of income and, therefore, to cover at least a portion of debts that may remain. For instance, your family can continue to live as they always did.
If you are going to start a family, it can be an advantage for the & 39; purchase of & 39; a critical illness insurance. In doing so, you may have already secured the financial situation of the whole & 39; your family from & 39; n any incident that may happen to you in the future.
For more information on & 39; life insurance and critical illness insurance & 39; please visit www.unbeatablelifeandcriticalinsurance.co.uk.



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